Bernadette Joy is the author of “CRUSH Your Money Goals” and a personal finance expert and investor dedicated to helping you beat burnout and reach financial independence. You can find her on Instagram, YouTube and LinkedIn.
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I retired early at 40 and spent the last year following BTS around the world—’I feel a sincere sense of gratitude’Bernadette Joy, Contributor40 Min AgoI retired at 40. It’s not going the way I planned—but it taught me what matters mostBernadette Joy, ContributorApril 29, 2026Self-made millionaire who has ‘weathered recessions’: Here’s what I’m doing with my money right nowBernadette Joy, ContributorApril 12, 2025Self-made millionaire: 4 things most people do that make them feel ‘broke’Bernadette Joy, ContributorMarch 21, 2025Self-made millionaire: Most Americans waste too much money in these 6 categoriesBernadette Joy, ContributorMarch 13, 202539-year-old self-made millionaire: ‘The best way to level up in your career’ and build wealthBernadette Joy, ContributorNovember 26, 202439-year-old millionaire: 4 things successful negotiators do to earn more moneyBernadette Joy, ContributorOctober 15, 2024Self-made millionaire: 7 frugal habits I will never give up, no matter how much money I have Bernadette Joy, ContributorMay 15, 202439-year-old millionaire who rents: Why I’m ‘so much happier’ not being a homeownerBernadette Joy, ContributorFebruary 14, 2024














